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365 Route 59, Suite 231 ~ Airmont, New York 10952
(845) 425-3900 info@haaszaltz.com

What You Need to Know About Medicaid’s Personal Needs Allowance

August 12, 2022 Seniors who rely on Medicaid and live in nursing homes receive a personal needs allowance — a monthly stipend the Medicaid recipient can use to pay for needs that Medicaid does not cover. Medicaid restricts the amount of the allowance and how it is used. If recipients…

Can a Nursing Home Hold Friends or Family Members Responsible For a Resident’s Care?

August 2, 2022 If your loved one is entering a nursing home, you may worry whether you could be liable for their care. Under federal law, a facility cannot require a family member or friend to co-sign an admission agreement and take on personal liability. However, nursing homes around the…

Plan Ahead Before Seeking Nursing Home Care: Avoid Unnecessary Debt for You and Your Family

August 3, 2022 Many senior citizens may need the services of a nursing home or at-home care at some point in their life. You might assume that government assistance or health insurance will step in and cover the cost if you cannot afford these services. Unfortunately, neither health insurance nor…

What Are the Best Ways to Get Out of Debt Before You Retire?

July 25, 2022 Retirement is an expensive affair, and planning for it involves managing finances even after you have left the workforce. It is commonly estimated that you should have about 70 percent to 90 percent of your pre-retirement income to maintain the same living standard after you retire. A…

What Does “Medicaid Pending” Mean?

July 19, 2022 In today’s world, it is crucial to have healthcare insurance. So, it can be concerning if your application status is still “Medicaid Pending.” Medicaid Pending status means that your application or your parent’s application has not yet been approved or denied. Essentially, your application is in limbo….

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Understanding Undue Influence – Part II

  July 14, 2022 Some clients worry that certain beneficiaries will challenge their Estate Plan after death. Sometimes it’s because they have structured their plan to favor one beneficiary over another. Other times, it’s because they have left assets in a trust and named an individual other than the beneficiary…

Avoid Unnecessary Family Disputes with a Letter of Instruction

June 30, 2022 The time immediately after the death of a loved one can be stressful and overwhelming. Family members are grieving, and on top of this, they must handle a variety of organizational and legal tasks. In many cases, there can also be disputes concerning who gets certain possessions,…

Understanding Undue Influence – Part I

June 30th, 2022 Sometimes clients have concerns about whether their Estate Plan could withstand a challenge after their death. If the plan deviates from the equal treatment of all beneficiaries in the same class, then that may cause a client to worry about how best to protect the plan. Often…

How Do I Trust Thee… Part II

June 23, 2022 Many Estate Plans rely upon a revocable trust as one of the foundational documents in the plan to avoid probate. Sometimes, plans include irrevocable trusts to achieve tax-driven results or for other reasons. No matter which kind of trust a client considers, of the many decisions that…

Thoughts on Being a Personal Representative

June 15, 2022 Being a personal representative for an estate is a big job. Years ago, my husband Dave and I agreed to be the backup healthcare power of attorney (POA) and personal representatives for an elderly couple we knew through our synagogue. Sid and Jeanne were delightful, thoughtful, well-organized…